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Some people just don't get it... 
18th-Nov-2008 10:48 am

We aren't the only ones with helpless desks...

A lady died this past January, and Citibank billed her in February and again in March for the annual service charges on her credit card, and added late fees and interest on the charge. The balance had been 0.00 when she died, but was now somewhere around $60.00. A family member placed a call to Citibank.

The conversation went like this:

Family Member: 'I am calling to tell you that she died back in January.'

Citibank: 'The account was never closed and the late fees and charges still apply.'

Family Member: 'Maybe you should turn it over to collections.'

Citibank: 'Since it is two months past due, it already has been.'

Family Member: 'So, what will they do when they find out she is dead?'

Citibank: 'Either report her account to frauds division or report her to the credit bureau, maybe both!'

Family Member: 'Do you think God will be mad at her?'

Citibank: 'Excuse me?'

Family Member: 'Did you get what I was telling you - the part about her being dead?'

Citibank: 'Sir, you'll have to speak to my supervisor.'

Supervisor gets on the phone:

Family Member: 'I'm calling to tell you she died back in January with a $0 balance.'

Citibank: 'The account was never closed and late fees and charges still apply.'

Family Member: 'You mean you want to collect from her estate?'

Citibank: (stammer...) 'Are you her lawyer?'

Family Member: 'No, I'm her great nephew.' (Lawyer info was given)

Citibank: 'Could you fax us a certificate of death?'

Family Member: 'Sure.' (fax number was given)

After they get the fax:

Citibank: 'Our system just isn't set up for death. I don't know what more I can do to help.'

Family Member: 'Well, if you figure it out, great! If not, you could just keep billing her. She won't care.'

Citibank: 'Well, the late fees and charges do still apply.'

(what is wrong with these people???)

Family Member: 'Would you like her new billing address?'

Citibank: 'That might help...'

Family Member: 'Odessa Memorial Cemetery, Highway 129, Plot Number 69.'

Citibank: 'Sir, that's a cemetery!'

Family Member: 'And what do you do with dead people on YOUR planet???'
Avon Cally Sit LookR
18th-Nov-2008 07:33 pm (UTC)
Sadly that made me laugh!!
18th-Nov-2008 08:51 pm (UTC)
Discover Card has a system... mind you, it's not a GOOD System.

Mom's Discover Card had been enrolled in a sort of insurance with them :'primary cardholder dies- last balance due is wiped out'. I informed them of her passing and was told to report it to another section to handle that.

The only catch was-- once I reported she was dead, they canceled her account. Once the account was canceled I couldn't get through their auto-phone system to the 'insurance' section because it insisted on an account number. If I didn't give it, nothing would happen. If I did give it, it hung up on me because 'that account is canceled'. If I gave my *own* Discover card number I got through to someone who couldn't help me because I had to go to the other section, which they knew nothing about.

I had to dig up a Sekrit Fone Numba hidden in fine print in the yearly info slip they send to get through. And even then, they couldn't understand. Talking to the section whose responsibility was handling these insurance claims, they kept saying in wonder 'you expect not to pay the balance due?' Yes, actually,that was the whole point of paying a fee for this insurance every month!
18th-Nov-2008 11:13 pm (UTC)
Amusing yes but typical of credit card companies. I have cancelled one credit card, twice and they still sent me a new card!
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